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December Financial Aid Checklist for Seniors

College advisor Alice Kleeman is back this month with advice for seniors on what you should be doing with regard to financial aid. Remember it is you, the student, who applies for aid. But families will need to work together to obtain the best result. Here are this month's reminders. Read, save and use them!
 

*          Most importantly, do apply for financial aid to be sure you are considered for all assistance available. Even if you think you won't qualify, apply. You may be pleasantly surprised.
 

*          December is a good time for families to gather all the tax-related information that is available before the year's end; this will facilitate early filing of both taxes and the FAFSA in the new year. The FAFSA can be filed based on estimates if tax returns are not completed, but beginning to assemble all the important information necessary for prompt tax filing can hasten the process for a year in which a family is applying for financial aid. Just remember, do not SUBMIT your FAFSA before January 1—it will not be processed for the correct school year!
 

November Financial Aid Checklist for Seniors

This is the third installment from college advisor Alice Kleeman in our monthly series for seniors on what you should be doing with regard to financial aid. Remember, while in most families it is up to the parents to provide the bulk of the money for college costs to the extent of their ability to pay, it is the student who applies for student aid. Read, save and use these monthly reminders!

 

*             All students applying for financial aid -- whether you are considering attending two-year or four-year colleges—will complete a FAFSA. Familiarize yourself with the form. BUT DO NOT SUBMIT YOUR FAFSA BEFORE JANUARY 1—it will not be processed for the correct school year!
 

*             Work with your parents to collect the documents you will need to complete the FAFSA—including tax returns for the most recent year, Social Security numbers, driver's license information, student and parent W-2 forms and other records of money earned, current bank statements, etc. The FAFSA web site lists the documents you will need here.
 

October Financial Aid Checklist for Seniors

 

Paying for college is a concern for most families. This is the second installment in a monthly series for seniors on what you should be doing with regard to financial aid, written by college advisor Alice Kleeman. Remember, while in most families it is up to the parents to provide the bulk of the money for college costs to the extent of their ability to pay, it is the student who applies for student aid. Read, save and use these monthly reminders!

 

          *             Check with your high school about the availability of informational sessions on financial aid or      scholarships at your school or in the surrounding community.

          *             Never pay a fee to locate financial aid or scholarship information. Beware of scams. You may see offers of help in obtaining financial aid or scholarships in the mail, on the Web, and in magazines. Some of these are legitimate. Others are not. Avoid any organization or service that either guarantees a reward or charges a fee for completing the FAFSA or applying for or receiving a scholarship. Information on legitimate financial aid and scholarships is easily available at no cost at:

                      • FAFSA

                     • The U.S. Department of Education

                     • College Goal Sunday

Walter Pineda, Miami Country Day School

Walter Pineda is paying it forward. The Associate Director of College Counseling at Miami Country Day School in Miami, Florida, is a first-generation college graduate who attended college through the help of a counselor. When his family emigrated to the United States when he was four years old, “I was at a disadvantage from other students,” says Pineda. “How to apply, what does it take, how to pay for it, what you do to pay for it – it was foreign to all of us. It was the help of a counselor and resources I could find in the library that enabled me to apply.”

After graduating from University of Rochester, Pineda began his own career in college counseling at Phillips Academy in Andover, Massachusetts. Five years ago, he joined the staff at Miami Country Day, a diverse coeducational K through 12 school with approximately 975 students. The upper school has a strong college preparatory program that includes a commitment to community service — a culture that Pineda says he particularly appreciates.

As our Counselor of the Month, Pineda shares his advice for students and families here in our Q&A:

Elsa Heydenreich Clark, Immaculate Heart High School

Elsa Heydenreich Clark is the Director of College Counseling at Immaculate Heart High School in Los Angeles, California, a private Catholic college preparatory school for 555 young women in grades 9 through 12.  A graduate of the University of Southern California, Clark also holds a Master of Science in School Counseling from California State University, Los Angeles.

Since 1988, Clark has counseled juniors and seniors at Immaculate Heart, a unique institution with a storied history in Los Angeles. Founded in 1906, today the school ‘s student body includes many who are the daughters and granddaughters of graduates. It is also known for its diversity, reflecting the demographics of the Los Angeles population — two-thirds of those attending are students of color and many are first generation.

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