College advisor Alice Kleeman is back this month with advice for seniors on what you should be doing with regard to financial aid. Remember it is you, the student, who applies for aid. But families will need to work together to obtain the best result. Here are this month's reminders. Read, save and use them!
* Most importantly, do apply for financial aid to be sure you are considered for all assistance available. Even if you think you won't qualify, apply. You may be pleasantly surprised.
* December is a good time for families to gather all the tax-related information that is available before the year's end; this will facilitate early filing of both taxes and the FAFSA in the new year. The FAFSA can be filed based on estimates if tax returns are not completed, but beginning to assemble all the important information necessary for prompt tax filing can hasten the process for a year in which a family is applying for financial aid. Just remember, do not SUBMIT your FAFSA before January 1—it will not be processed for the correct school year!